Cruises are for travelers seeking relaxation, convenience, and fun exploring new destinations—sometimes with the whole family. So the last thing you want is your client stressing about whether they’ll lose out on their large investment when a last-minute event threatens their travel plans. We highlight three must-have benefits that cruise travel protection can offer to cover your client when things go wrong.
With the added peace of mind of knowing they’re protected, your client can enjoy the perfect cruise with their loved ones. The three essential benefits of travel insurance include:
1. Reimbursement for Last-minute Cancellations
A family illness may cause your client to skip their cruise, but they don’t have to lose their investment. Allianz Travel Insurance plans offer a wide range of covered reasons that can fully reimburse your clients’ prepaid, non-refundable, cruise expenses lost due to an unforeseen event, such as a covered illness or injury of yourself, a travel companion or your family member. Other covered events may include a covered natural disaster striking your home, or missing your cruise because of a covered traffic accident enroute to the airport.
2. SmartBenefits for Travel Delay
Weather-related flight delays, missing a connection and lost bags can capsize your client’s cruise vacation. If your client misses the boat due to a covered travel delay, our insurance plans can reimburse them for the cost of alternative transportation to the next port of call to catch up with the ship—so they don’t miss out on their entire vacation. If your client has a covered, unexpected layover, insurance benefits can reimburse them for eligible hotel accommodations, meals and lost prepaid expenses, up to their daily limit. In the case of a qualifying flight delay, our new SmartBenefitsSM can proactively pay your client a fixed amount.
3. Emergency Medical Benefits
Medical emergencies are more common than you may think on cruises, from serious falls to life-threatening illnesses, like this recent example. The right insurance plan can quickly get your client off the ship to a high-quality, intensive care medical facility and guarantee payment for any covered medical emergencies.
Since most U.S. health care plans won’t pay outside the country, travel insurance medical benefits can prevent huge out-of-pocket expenses for your client, including costs for covered emergency medical transportation that can quickly total tens of thousands of dollars. Plus, your client will have access to our 24/7 global assistance for emergency or travel issues that arise. Furthermore, trip interruption benefits can help your client return home early, in case of a sudden covered illness of a family member at home.
Talk to your clients about the benefits of travel insurance—and help their cruise go as smoothly as possible.