Cancun and Orlando top the list of spring breakers’ most popular domestic and international destinations in 2019. Beach towns in Mexico, including San Jose Del Cabo and Puerto Vallarta, are among the hottest spots abroad this spring, according to our customer survey.
For many students and families, spring break is a chance to get away from the winter slump, relax in the sun, and explore a new or favorite destination. However, no spring break getaway is immune to travel interruptions, cancelled flights, unexpected illness or injuries, and other crises that can throw a wrench in their trip. Here are some common ones—and why travel insurance is practical.
Travel Delays and Lost Baggage
There are many ways travel insurance and assistance can rescue your clients from a potential nightmare spring break while protecting their investment. Winter storms can wreak havoc on flight schedules. Trip insurance can cover additional expenses related to covered travel delays or layovers, as well as lost or delayed bags packed with your clients’ favorite beach gear or ski equipment, up to their policy limits.
Cancelled and Interrupted Trips
If your client, their family member or a traveling companion catches a severe winter cold or gets injured before the trip, causing them to cancel, Allianz Travel Insurance plans may reimburse their lost, non-refundable travel expenses for a covered, unforeseen reason. If your client’s vacation ends early due to a covered illness, or the covered illness or death of a family member, we may reimburse their lost, non-refundable expenses and cover their travel expenses to get back home, up to their policy limits. This can provide valuable peace of mind and financial security, especially for expensive trips involving the whole family.
Emergency Medical Care
Trip insurance can help protect your clients during their spring break as well. Food poisoning, pneumonia, sudden illnesses, injuries or car accidents can send your clients to the hospital, facing uncertainty with quality of care where they can’t speak the local language. Since most U.S. healthcare plans and Medicare won’t cover medical expenses abroad, don’t let your client get stuck with the bill. Our 24/7 global assistance can help them find pre-screened, high-quality medical care and can often guarantee payment up front.
We want your clients to have a fun, carefree spring break, and trip protection can offer added peace of mind. Just caution them about the risks of alcohol consumption and extreme sports, which can exclude them from insurance coverage.
Allianz Travel Insurance plans clearly state that travelers are not covered for any loss that results directly or indirectly from the use or abuse of alcohol or drugs, or any related physical complications. Also excluded are injuries that result from participating in extreme, high-risk sports like skydiving, hang gliding, parasailing, bungee jumping, caving, backcountry skiing, and scuba diving below 120 feet.
Wherever your clients are headed this spring break, to the beach or the city, help them travel smart and safely by protecting their experience with trip insurance.